Don’t Let These 7 Reasons Hold You Back from Buying Life Insurance

Posted: April 24, 2024

Are you like the majority of Americans who don't have life insurance1, but say that they know they need it? With the price of everything from home to college and grocery to daycare costs rising, it’s more important than ever to get life insurance to help protect your loved ones. According to the 2022 Insurance Barometer Study, from Life Happens and the financial and insurance organization...

What Is Cash Value Life Insurance?

Posted: April 19, 2024

Understanding different types of life insurance policies and their unique benefits will help you choose the right option for you and your family. Term life insurance provides coverage for a limited amount of time and/or amount of benefit. Term insurance has no cash value.In contrast, whole life insurance1 is coverage that is in place your entire life, and it offers unique benefits, including the ability to accumulate...

Quiz: Life Insurance Myths

Posted: March 29, 2024

There are a lot of myths and misconceptions out there about life insurance, and you’ve probably heard most of them. We’ve put together a quick quiz to test your knowledge and help you better understand this important financial product. Give it a shot, and see if you’ve got the straight scoop on life insurance. Let's get started! How Well Do You Know Life Insurance?Question 1:...

Final Wishes: How Funerals are Evolving

Posted: December 15, 2023

Shortly after a collection of memorial stones caught Adrienne Kloecker-Kalivoda’s eye at a funeral directors convention last fall, the Kloecker Funeral Home and Crematory, Inc. in Erie, Pennsylvania, made an addition to its service offerings.Kloecker, an ERIE commercial Customer, became one of more than 600 funeral homes to partner with Parting Stone, a company that turns cremated remains into polished stones for survivors to remember...

Do Graduate Students Need Life Insurance?

Posted: September 7, 2023

Obtaining a graduate degree may be the right choice to increase your earning potential and advance your career. If you have decided to go to graduate school, life insurance may be the last thing on your mind. Nevertheless, it may be a smart move for a full-time or part-time graduate student. Students in grad school tend to be older with more responsibilities than undergraduates. They...