Do Graduate Students Need Life Insurance?

Posted: September 7, 2023

Obtaining a graduate degree may be the right choice to increase your earning potential and advance your career. If you have decided to go to graduate school, life insurance may be the last thing on your mind. Nevertheless, it may be a smart move for a full-time or part-time graduate student. Students in grad school tend to be older with more responsibilities than undergraduates. They...

Is Universal Life Insurance Right for Me?

Posted: August 22, 2023

Universal life insurance is a type of permanent life insurance that provides lifetime coverage as long as you pay your premiums. Like other permanent life insurance, it has a cash value element that can be used for different purposes. Universal life differs from whole life in that it allows you to lower or raise your premiums within certain limits and offers more flexibility. How Does...

Writing Your Will: Common Questions and Simple Tips

Posted: August 17, 2023

Have you thought about your final wishes in life?We know it’s not a particularly fun topic to discuss. But the truth is, writing a will is an important step to help your loved ones in the event of your passing. (So is choosing the right life insurance.)If you’re one of the 60% of Americans without a will or if you just haven’t updated yours in...

5 Things That Are Excluded From Your Life Insurance

Posted: August 7, 2023

The main reason for purchasing life insurance is to leave something behind for your loved ones when you pass away. You pay your life insurance premiums to ensure your beneficiaries will receive death benefits should something happen to you. Not everyone is aware that life insurance policies have certain exclusions that can prevent beneficiaries from receiving benefits. It is important to know what those exclusions...

The Importance of Updating Your Life Insurance Policy

Posted: July 22, 2023

If you are developing a career, accumulating assets, or starting a family, your life insurance needs could change. It is a good idea to review your policy from time to time to ensure it provides the coverage you need and reflects your current situation. As we age and achieve milestones, life insurance policies may need to be updated. Our knowledgeable agent can review your policy...