Gauging Liability Insurance Needs for Your Business

Posted: April 19, 2021

Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract.  Which Type of Business Liability Insurance Do You...

Professional Liability Insurance vs. General Liability Insurance

Posted: March 19, 2021

All businesses, large and small, face the risk of liability. Professional liability insurance and general liability insurance both provide protection for your business. The main difference between these two types of insurance is the different risks they cover.  What Is Professional Liability Insurance? Also known as errors and omissions (E&O) insurance, professional liability insurance is designed to protect you in case a client files a...

What Business Insurance Do I Need for Remote Employees?

Posted: February 4, 2021

Far more people are working from home now than ever before. In fact, working remotely has become the new normal as of 2020. This arrangement has many benefits for both employers and workers. But it is important for companies that now have remote employees to update their business insurance policies. Why Is It Critical to Update Your Business Insurance for Remote Employees? Employees who work...

Do I Need More Than Just General Liability Insurance?

Posted: November 19, 2020

General liability insurance is essential for many types of businesses. This coverage is particularly critical if your business is open to the public, rents or owns commercial property, works closely with clients or customers, or handles client property. Most new business owners buy a general liability insurance policy right away. However, it is not the only business insurance you are likely to need. What Is...

How Is Contractors General Liability Insurance Different From Standard Commercial Liability Insurance?

Posted: June 19, 2020

Any business needs general liability insurance. Contractors, subcontractors, and independent tradesmen need this type of coverage, not only to protect their business, but often as a requirement for the job. Trades that need contractors general liability insurance include construction, carpenters, plumbers, electricians, painters, and masons. What Is Standard Commercial Liability Insurance? Commercial general liability (CGL) insurance protects a business from financial loss due to liability...