7 Things Business Owners Can Spring Clean Without Picking Up a Mop

Posted: February 28, 2023

Each year, 78% of Americans tackle spring cleaning in their homes. If you’re one of them, chances are you enjoy rolling up your sleeves and using a little elbow grease to freshen up your abode. Not only can the results of this annual ritual leave you feeling less stressed, more at peace and more focused, but it can also give you a big sense of...

General Liability, Professional Liability, and BOP: Which One Is Right for You?

Posted: February 19, 2023

One thing is certain. If you own a business, you need business insurance. Without it, you would face paying out of pocket to defend legal claims or pay judgments against your company. This could be financially devastating for many businesses. The question is, what types of coverage do you need to best protect your business? Do you need general liability, professional liability, or a BOP?...

Should I Insure My Home Based Business?

Posted: February 8, 2023

A home-based business is any business with its primary office located in the owner’s home, regardless of type or size. Many well known companies began as home-based, including Apple, Baskin-Robbins, Hallmark, and Purex, as stated by Entrepreneur. With so much that can be done online, operating virtually from home is more feasible than ever today. A business operated from the comfort of your home is...

5 Unconventional Businesses That Still Need Insurance

Posted: January 19, 2023

If you own a business, you need business insurance. No matter how unconventional your enterprise is, be assured, you have some exposure to risk. The following are unconventional businesses that still need insurance. Dog Walker Professional dog walkers need strength and stamina to keep up with the pets in their care. They also need financial protection in case of an accident. A basic dog walking...

What Can I Expect My Worker's Compensation to Cover?

Posted: December 19, 2022

Your business’s workers’ compensation policy protects against lawsuits filed by injured employees. The trade-off is the cost of these policies eats into your profits. Every workers’ compensation policy is slightly different, and it is important to know what it does and does not cover. Your Workers’ Compensation Policy – Are You Getting the Best Deal? Essentially, workers’ compensation covers injured or ill employees in job-related...